living · free calculator
Pattaya affordability calculator
Compare your available monthly income with the monthly spending and savings target you enter. The result is the remaining surplus or shortfall in baht. All inputs must describe the same month and household. This tool does not set a minimum income for Pattaya, assess a visa, or judge whether a lifestyle is affordable.
Complete the main fields. Optional details start at zero. Example inputs are fictional, not local quotes.
Your calculation
Result from your inputs
Complete the main fields to see a result. Inputs stay in this page.
See the calculation.
Surplus or shortfall = available income − spending − savings target.
A worked example
50,000 income − 35,000 spending − 5,000 saving = 10,000 baht surplus.
What the result leaves out
Income stability, exchange risk, debt, emergencies and irregular bills are outside this simple model. Use the cost-of-living tool first to build a complete spending estimate.
For help choosing inputs, read the worked guide for this calculation.
Formula specification: Published calculator formulas and assumptions
Checked 25 October 2026 · Source date: 2026-10-25.
Transparent arithmetic only; no investment, legal or eligibility conclusion